How to register your house with the Public Registry of Property and Commerce

HAVE YOU NOT REGISTERED YOUR HOUSE YET? AVOID LEGAL CONFLICTS BY DEMONSTRATING THAT, IN EFFECT, YOU ARE THE OWNER OF YOUR OWN HOME. WE TELL YOU WHAT IS THE PROCESS TO REGISTER YOUR HOUSE IN THE PUBLIC REGISTRY OF PROPERTY AND COMMERCE.

The Public Registry of Property and Commerce is an institution in charge of keeping a note of all the legal processes involved in a property. From its acquisition or its legal situation (mortgages, liens, credits), until its sale.

In reality, there is no serious impairment due to not having a property registered with the Registry, however, it is necessary for the following reasons:

• It is the only institution in which the right to a property can be recognized.

• The public deed of the property is only valid if it is registered in the Registry.

• Provides support against claims from third parties, such as relatives, ex-owners or creditors of ex-owners.

• Provides judicial protection in case of possessions by credit institutions.

In addition, it is an essential requirement when applying for a mortgage loan, since not only the property of the property is verified, but the legal situation that will fall on it must also be notified to the Registry. At the end of the credit payment, a document must be issued (in the same Registry) that demonstrates the release of property debts, also known as Certificate of Freedom from Lien.

If you have not yet completed this procedure, take note of the requirements and steps you must follow to secure your property.

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Requirements to register a property with the Public Registry of Property and Commerce

• Public title deed

This document is obtained when purchasing your home and although the certification is made before a notary public, it is in the registration of the Registry where it obtains its legal validity. If you do not have the deed of your property, you must go to the notary where the document was issued to request a certified copy.

• Purchase contract

In the event that the house has been previously registered by the ex-owner, it is necessary to register the action taken, in order to transfer the title and rights of the property to the new owner.

Either of the two documents you present must be accompanied by a certified copy, authorized and signed by the notary (ratified) and bear the seal of the notary's office.

• Request for the procedure

You can download the application directly from your local Public Registry page. In it you must mark the type of registration that will be carried out, provide your personal data, those of the property, the registration background and the data provided by the notary.

Documents presented at the event to be registered

The documentation obtained will depend on the act that is carried out, but basically they are:

• Commercial appraisal of the property

• Certificate of Freedom from Encumbrance, issued before the Public Property Registry and of fiscal order

• Income Tax Declaration

• Declaration of Property Acquisition Tax

• Receipt of the property tax current payment.

Personal documents

Those involved must present an official photo ID as well as corresponding copies to register.

Card payment

The cost of the process is established according to the process that will be requested. For example, in case of home registration, the cost varies according to the value of the home. Only in Mexico City, popular interest homes that exceed $ 870,000 pesos, will have to pay around $ 17,500 pesos for registration fees. For any other service, the costs range from $ 294 pesos to $ 1,100 pesos.

registration process

Those involved in the act must attend the registry with a previous appointment that you can process on the same page of the Registry of your locality. The procedure may only be requested by the registry owner or his legal representative, who must have a power of attorney and a witness.

Before registering, be sure to make the payment corresponding to the application or your documentation will be rejected. Each document you present must be accompanied by a copy for reception.

If your procedure proceeds, within a period of approximately 20 days you will obtain a certificate with indeterminate validity that proves your possession of the property. Make sure that all your documents meet the requirements requested by the Registry, carry out the process with the support of a notary public to avoid setbacks and misunderstandings.

Remember to visit the Registry page of your state to locate the agency where you will carry out the procedure. For Mexico City, visit the CDMX Procedures page, in the section of the Public Registry of Property and Commerce (RPPyC) you will find all the information you need to make your request.