Here are 30 tips to help you save money

Between theory and practice, there is much to consider. It may seem impossible to find this balance when you consider that your salary is not paid and that you arrive at work every month with an adjusted paycheck. Learn fastest way to save money and much more.

Some experts suggest that you divide your budget as follows:

● 50% on basic expenses (housing and food, transport, services, etc.)

● 30% on personal expenses (hobbies and recreation, clothing, beauty, etc.)

● 20% to save (for travel, buying a house, or in the event of an unforeseen event, for retirement).

There are some tricks that can help you save more money.

These 30 tips will show you how to save money. Also read what are the basic concepts to save money from salary ?

1. Make your own meals. You can save money by making your own food, whether you are cooking at home or taking to work.

You can save money by buying fresh ingredients from what you have on the streets for your lunch.

2. Reduce the consumption of services Your budget will have a smaller impact if you consume less. Here are some suggestions and ideas:

1. You should make sure there are no water or gas leaks in your home. They can pose a risk to your monthly bill and add an extra expense.

2. You can save your cellular data by connecting to Wi-Fi everywhere you go, whether at work or at home.

3. Your heating and air conditioner should be used sparingly.

4. When you aren't using your electrical appliances, turn them off and unplug them.

5. Do not waste water. Take a short bath. Close the tap when you are done.

3. Sell items you don't use:clean out your home and identify any appliances or clothes you no longer need. You can sell them online for additional income or to save money.

4. Reduce unnecessary expenses: Creating a budget is a great way to track expenses and identify areas that can be cut. Get rid of those snacks, desserts and subscriptions you don't use.

5. Compare pricesDon't take the first offer. You will be able to identify savings opportunities by comparing prices at different stores and supermarkets.

Many online price comparison sites allow you to find the lowest price for a product. These include locomparas.com and comparando.co.

6. Create a shopping list Before you head to the supermarket, make a list of all your needs and stick to it. This will help you not go over budget or buy too much. Her preference is for fresh fruits and vegetables, as they are often cheaper.

7. Shop out-of-season: Stores usually hold auctions when clothing is "not current news." Take advantage of the discounts and make this work for you.

8. Shop for clothes at markets and fairs: You can find second-hand clothing at great prices that will help you save. Local artisans can be supported by bringing in their items, which may sometimes be at a lower price.

9. Don't use your credit cards! High interest rates can lead to higher debts and increase costs. It is best to not use it unless there are no other options.

1. Avoid impulse buying, unless you have a plan: luxury objects, whims, or items that aren't essential.

2. They should not be used unless they are absolutely necessary, such as for basic supplies, emergencies or to prevent accidents.

3. You should pay all fees and interest promptly if you have used them.

10. Be cautious: Before you buy anything, even if it is not essential, think about whether or not you actually need it. Does it fit within your budget? Is it a debt?

11. You might consider requesting a portfolio buy : This is an option for those with multiple debts. By only paying one installment, you can organize yourself better and get out faster . This will allow you to begin saving quickly with a larger amount.

12. Review the conditions of your bank.handling fees and interest rates.

You should find out what they offer, so you can take them into consideration when budgeting, and also compare them to other institutions. Perhaps a switch will be right for you.

13. Support local products Buying local can result in significant savings Find out which one is closest to you and what they have to offer.

14. Programed Savings: It involves depositing a set amount each month during a period agreed upon with the bank. You will have the entire amount saved at the end of the term.

15. Don't spend more than what you have. is essential for budget management. Only apply for a loan or use your credit cards when you need to make large expenses such as buying a home or investing in your company.

16. Set financial goals. Not only will you be naming your dreams but also defining terms and monthly installments. This will help you save money to reach them.

17. Use the bicycle or walk to get to your destination. You can also exercise and save money.

18. Learn how to make investments. Find out where you can save money in Colombia. Alternatives include bonds, investment funds and CDTs.

19. Get new entertainment plans for free: Each city has its own entertainment plan. You can have a picnic at the park, look up the free museum admission days, or find out what free (or inexpensive) music events are taking place in your area.

20. Don't associate your cards with other applications It has become common for credit card information to be saved in multiple applications, such as mobile payments, home purchases, and ticket purchase. Stop doing it!

1. Avoid falling prey to the temptation of buying and incurring unnecessary costs

2. You protect your bank details

21. Only withdraw what you need from an ATM if you are required to make cash payments. When you have enough money, it's much easier to pay for those "ant expenses".

22. Don't share your account with others When we go out with our friends, not everyone buys the same thing and often the consumption of another person is many times more than ours. You could end up spending more than you planned if the account is split equally.

23. Make saving a family activity. Get your family involved in the process. This will encourage everyone to work together and make them feel more motivated. You can set family goals for what you would like to do with the money you save.

24. Coupons: Some chain stores offer special promotions or discounts to customers. Use them! There are also pages that offer coupons with discounts (Groupon.com.co., ganacupon.com.co., couponatic.com.co., cuponomia.com.co.co).

25. Join subscriber club or benefit programs: some brands want to engage customers by offering benefits for being a part of their "exclusive clubs" such as discounts, prizes and gifts. Some are completely free.

26. Stop smoking Smoking can not only be bad for your health but also your wallet. You should also quit smoking, gambling, compulsive buying, and coffee. You will be able to benefit from them in many ways if you work on getting rid of them.

27. You don't have to travel to exotic lands to enjoy a vacation at your home. You can get to know your local area better by taking your kids to historic sites and visiting its parks. It will surprise you to discover things that you didn't know. Plus, you can save money while having fun.

28. Buy bulk: If you have a family it will be convenient to shop in chains that offer their products in bulk. You will get better prices if you buy by the dozen or by many kilos, or by many gallons. Do the math and take the test.

29. You can reduce the amount of services you need to hire, such as cleaning up after yourself. These activities can be done without incurring additional expenses.

30. Take your time: you won't see results overnight. So focus on your savings plan and your dream of reaching your goals. This will ensure that you don't lose motivation.

For more information you can follow us on our Reddit.