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HP 10bII+ Financial Calculator Tutorial If you choose to use a HP 10bII+ app instead of a physical calculator, the keys and screen displays will. 10bii Financial Calculator. Basic Functions. Why is my calculation incorrect? - It's not! Most calculation problems are due to P/YR. Using the TVM Application . 10bII+ Financial Calculator User's Guide. All five TVM application keys can be used in lease calculations. For more information on cash flows, refer to chapter 8, Cash Flow Calculations in the HP 10bII+ Financial Calculator User's Guide. Date and Calendar. Table 1-23View and Download HP 10bII user manual online. financial calculator. Margin and Markup Calculations Application Margin Calculations Example.