Fannie mae investment property guidelines

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Eligible rents on the subject property (gross monthly rent) must be reported to Fannie Mae in the loan delivery data for all two- to four-unit principal Fannie Mae Investment Property Down Payment · 1 unit requires a minimum down payment of 15%. · 2-4 units require a minimum of 25% down. Be in possession of a mortgage with a loan-to-value ratio up to 97%, a debt-to-income ratio of 65% or less, and a minimum 620 FICO score.39. Article Sources.Fannie Mae plans to update its eligibility matrix to reflect all these changes next month, but currently, borrowers purchasing one-unit investment properties