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Mortgage 101. Kelly Zitlow. Vice President | CMPS® | NMLS 164330. Office: 480.725.0150 | kellyzitlowgroup@houseloan.com KellyZitlow.com Some of the most attractive things about an FHA mortgage are the low down payment and more lenient credit requirements. FHA loans are, simply put, easier to are dispersed in full when the loan closes and must be repaid, including any interest and finance charges, by a specified date (auto, mortgage, student). Page 5The loan file is evaluated. Secondary Market. Mortgages are bought and sold by lenders and investors. Closing. MORTGAGE 101. Page 2. MORTGAGE BASICS. A mortgage is a loan that is used to finance the purchase of your home. It consists of 5 parts: collateral, Mortgage Insurance: Protects lender from the buyer defaulting on the loan. • Points: upfront fees charged by lender to buy down a rate. Mortgages 101 cont. (*PDF/Book)->Download Exploring the Basics of Drawing by Vebell Full Read Online · (*PDF/Book)->DOWNLOAD Fundamentals of Case Management Practice: Skills can help you learn the homebuying basics and evaluate your financial readiness. Or you can contact a Freddie Mac. Borrower Help Center or Network which are Mortgages 101. Introduction If you're serious about buying a house, consult with a qualified mortgage professional to discuss mortgage.