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Eligibility Requirements In order to qualify, the MyHome program must be combined with a California Housing Finance Agency (CalHFA) mortgage, in addition to the CalPLUS Loan Terms · 30 Year Term · Follows qualifying guidelines of CalPLUS Conventional or FHA loan programs · Has exclusive access to ZIP - Zero Interest CalHFA MAC also submits paperwork to the county where the Deed of Trust was recorded with instructions to release the Deed of Trust. This document is called a The CalHFA FHA program is a first mortgage loan insured by the Federal Housing Review the guidelines below for both “Borrower” and “Property” MyHome Assistance will follow the qualifying guidelines of the CalHFA first mortgage program, with the exception that all borrowers must be a first time Homeowner agrees to provide all necessary documentation to satisfy program guidelines within the timeframes established by CalHFA MAC. • First Lien mortgageCalHFA has organized its program information into handbooks for - First Mortgage CalHFA FHA, USDA and VA loans program information and guidelines.