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?«. Net future value. Table 1-21 Cash flows, IRR, NPV, and NFV keys. Keys. Description. Table 1-22 Calculating the Calculating Net Present Value and Net Future Value . Most keys on the HP 10bII+ have three functions: 10bII+ Financial Calculator User's Guide. Accesses the alternate function printed on the lower half of the keys in orange. [A tutorial about using the HP 10BII financial calculator to solve time value of money This tutorial also shows how to calculate net present value (NPV),