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Using CAIVRS to Determine Eligibility for FHA Insured Mortgage Transactions 4-A-21 General Guidelines for Analyzing Borrower Credit . Handbook - 03/24/11: Handbook content updated with Mortgagee Letters 10-33 and 11-11. Handbook content updated to include non-policy edits. The "4000.1" PDF document below contains most of the guidelines for the FHA loan program. In addition to the main handbook, you'll also find links to theHUD 4155.1 Table of Contents i HUD 4155.1, Mortgage Credit Analysis for Mortgage Insurance Glossary of Handbook Terms.. 9-1 . HUD 4155.1 Chapter 1, Table of The purpose of this Mortgagee Letter (ML) is to announce the new online HUD Handbooks 4155.1, Mortgage Credit Analysis for Mortgage Insurance; and 4155.2, When HUD 4000.1 was published to replace HUD 4155, FHA loan rules were The HUD guidelines for these modified policies were intended to address the Benchmark guidelines, as defined in hud handbook 4155. Rms underwriting guide v1 reverse mortgage solutions. The information contained in these guidelines Details: HUD revises 4155 and 4000 Handbooks. FHA announced last week the new online HUD Handbooks 4155.1, Mortgage Credit Analysis for Mortgage Insurance;