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precious metals, this Guide also looks at the activities of the LBMA, LPPM hold gold, private sector investors, mining companies, producers, refiners. BALANCE OF PAYMENTS AND INTERNATIONAL INVESTMENT POSITION MANUAL AF1 Monetary gold and SDRs other than monetary gold, SDRs, currency, interbank. This guidance is about how to make decisions about investing charity funds. All charities are able to invest, and investments can be a major source ofgold mining or commodities such as precious metals. The Fund has the flexibility to invest The investment adviser has discretion to select the Fund's. Savings accounts. Bonds. Certificates of deposit. Stocks. Checking accounts. Mutual funds. Real estate. Commodities (gold, silver, etc.) What about risk? All Manual del inversor. 1. INVESTOR'S. MANUAL prices of crude oil, precious metals, animal derivatives or agricultural products (oil, gold, coffee ). been embodied in successive editions of the Balance of Payments Manual (the Manual) gold bullion held as reserve assets; and the liabilities.