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The NFIP Flood Insurance Manual contains the procedures and the rating tables set by FEMA that are used by insurance companies (called Write-Your-OwnThe objective of the Community Rating System (CRS) is to recognize communities that are doing more than meeting the minimum NFIP requirements to help their National Flood Insurance Program Specific Rating Guidelines. This Specific Rating Guidelines manual provides the rules and rates for Submit-for-Rate risks. The RR 2.0 Flood Insurance Manual outlines the NFIP underwriting policies and processes to enable effective and consistent program implementation within the FEMA has revised the NFIP Flood Insurance Manual with program changes Updates to the Community Rating Section Eligible Communities list (CRS Section). Flood Insurance Manual. Manual – Effective October 1, 2021 · Manual Effective April 1, 2021 · Risk Rating 2.0 NFIP Flood Insurance Manual June DRAFT The National Flood Insurance Program (NFIP) Flood Insurance Manual is used The current manuals are for use with the Risk Rating 2.0: Equity in Action