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Flood Insurance Manual. Manual – Effective October 1, 2021 · Manual Effective April 1, 2021 · Risk Rating 2.0 NFIP Flood Insurance Manual June DRAFT The RR 2.0 Flood Insurance Manual outlines the NFIP underwriting policies and processes to enable effective and consistent program implementation within the The objective of the Community Rating System (CRS) is to recognize communities that are doing more than meeting the minimum NFIP requirements to help theirNational Flood Insurance Program Specific Rating Guidelines. This Specific Rating Guidelines manual provides the rules and rates for Submit-for-Rate risks. FEMA has revised the NFIP Flood Insurance Manual with program changes Updates to the Community Rating Section Eligible Communities list (CRS Section).