Can i backdate pension contributions

The content of the video on this page is up to date even though it refers to the Income Tax Return Form 11 The steps you follow when filing your Income Tax Return Form 11 for are the same. This video explains how to claim tax relief for pension contributions.

It also explains how to use the pension relief calculator. Published: 01 October Please rate how useful this page was to you Print this page. It looks like you have JavaScript disabled. Certain parts of this website may not work without it. Please enable JavaScript for the best experience. Your choices on cookies This website uses cookies in order for our feedback functionality to work. When you add money to your pension, the government does too.

The government top-up comes in the form of pension tax relief. Tax relief is linked to the highest band of income tax you pay. Find out more about tax relief in Scotland. You may also be able to carry forward any unused allowance from the previous three years in order to maximise the tax relief you receive on the lump sum you want to pay in. To do so, you have to meet certain eligibility requirements.

Check what you need to do. To help us improve GOV. It will take only 2 minutes to fill in. Cookies on GOV. UK We use some essential cookies to make this website work. Accept additional cookies Reject additional cookies View cookies. Hide this message. Home Money and tax Income Tax. Home Employers Workplace pensions - employing staff for the first time I'm an employer who has to provide a pension Missed your duties start date?

Missed your duties start date? If you've worked out that you need to put your staff into a pension scheme, what you'll need to do will depend on how late you are setting up your scheme and putting your staff into it. If you're less than six weeks after your duties start date When you've chosen your pension provider, you'll need to put your staff member into the pension scheme and start paying into it. If you're more than six weeks after your duties start date If you have staff who need to be put into a pension scheme and you set the scheme up more than six weeks after your duties start date, you must pay any contributions that you should have made back to the date your member of staff met the age and earnings criteria to be put into a pension scheme.

You'll need to work out what these contributions are and backdate them. How to backdate contributions You should take the following steps to backdate any missing contributions: When you set up your pension scheme you should tell the scheme provider that you need to backdate contributions.

You may wish to check if they can help you calculate the amounts you need to repay and tell you what you need to do to make these payments. Payroll software can help you with this if it is already set up for automatic enrolment.

If you are unsure you should check with your payroll provider. Re-run your payroll process for the period back to when your member of staff should have been put into a pension scheme — the day when they first met the criteria for automatic enrolment.