Check a florida mortgage broker license
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By using our site, you agree to our cookie policy. Cookie Settings. Learn why people trust wikiHow. Download Article Explore this Article parts. Related Articles. Co-authored by Clinton M. Part 1. Visit the Florida OFR website. This will connect you directly to the search page.
If you do not have internet access, call the Florida OFR at and ask for assistance verifying a mortgage broker's license. Access the registration search. Provide information about the mortgage broker. Enter the information into the appropriate field, then click on the "Search" button. If you want to retrieve a fewer number of search results, you can enter the mortgage broker's first name, or the name of their business.
You may also perform a search by entering the mortgage broker's license number and indicating "Mortgage Broker" from the drop-down menu next to "License Type. Locate your mortgage broker from the list of search results. After you have entered your search criteria, the web page will refresh and display a list of search results below the fields for the search criteria.
Check the license status of the mortgage broker. The license status will be shown on the far right and may indicate the status as active, expired, or suspended.
You will be also be provided with the mortgage broker's license number, address, city, county, and state of licensure. A loan originator is a person who can directly or indirectly solicit a mortgage loan, accept a mortgage loan application, and negotiate the terms of a new mortgage on behalf of a borrower.
A mortgage broker is a person who conducts loan originator activities through a licensed loan originator that either the broker employs or with whom the broker contracts. A mortgage broker business has to be operated by a principal loan originator so if your broker is listed as a loan originator then he or she can act as a mortgage broker for you. View the license details of the mortgage broker. You can view information including the date the license was originally obtained, and the license's expiration or suspension date, if applicable.
If your broker is not listed or his or her license is expired, the broker may be exempt from licensing requirements. As discussed below, you should determine whether your broker meets the criteria to be exempt from licensure rules.
Part 2. Florida law establishes a variety of exemptions that relieve a mortgage broker or loan originator from the obligation of getting a license.
In addition to the exemptions detailed below, the following are also exempt from license requirements: A person who is extending credit solely related to the purchase of a timeshare plan.
A person who only performs real estate brokerage activities and not mortgage activities. A person who makes only nonresidential mortgage loans and sells loans only to institutional investors. If you have questions about what to bring, please take a look at the checklist below. Call or use the chat feature on this page. If you have everything you need for your fingerprinting visit, click the button below. Out-of-State Applicants.
However the state of Florida requires an additional statewide background check for Loan Originators License applicants, which Accurate Biometrics provides. Accurate Biometrics is a trusted live scan fingerprint provider with 20 years of experience. Application Requirements. Renewing License. Statutes and Rules.